!-- Start of StatCounter Code -->
Additional Resources
Lance is an expert
Get Him On Your Side:

  • The Millennium Plan
  • The Beta Plan - Hartford -
    PAC Life
  • Niche -  
  • Compass Welfare Benefit
  • Sea Nine VEBA - Bisys
  • Professional Benefits Trust
  • Advantage - Sterling - Cresp
  • Heritage Plan - Indianpolis
    Life Penmont - and litigation
    invovling other similar 412i
  • Retirement plans
  • 419 Welfare Benefit plans
For more about:

Reportable transactions

Listed transactions

Abusive Tax Shelters




Visit these

Don't Just Take Our Word For It.
Here is what our clients have to say.
Lance Wallach
Lance Wallach: For Expertise You Won't Find Anywhere Else
His research and insights have proved right on the money!”
February 21, 2011
Debra Rothberg,

“Lance is extraordinarily intelligent. He has few peers, if any, in his area of expertise. I unhesitatingly recommend Lance.”
June 3, 2009
Gary Lesser, Owner, GSL Galactic Consulting

“Excellent results, Google him”
May 27, 2009
Larry Wilconsin,

“Lance is a true expert on VEBA Plans. Five years ago, he took the call of a total stranger, and in doing so, he spent an hour helping me solve my client's
problem. During the past five years Lance consistently proven to be a valuable resource for me and my practice. He is a warm open person who is willing to invest in
others success.”
November 23, 2008
Don Atherton, CEBS, CFP, CLU, Owner, Integrated Benefits Solutions, Inc.

“Lance is a wonderful resource not just in regards to VEBAs, 412's, abusive plans and IRS codes, but also who and what he knows about certain broker-dealers.
I called him about recent changes to 412, and got on the subject of broker-dealers, and he lent so much of his time to inform me about making the right choice. He is
a really great, personable colleague to people working in the financial services business.”
November 3, 2008
Robert Thomas, Resident Insurance Producer, Independent Consulting

“Lance has been recognized by many organizations for his expertise as a speaker and writer on employee benefit plans and other tax topics. You can't go
wrong hiring him as a speaker or, if you want to learn how you can participate in one of Lance's frequent book projects, he offers an easy way to get yourself
published for the first time so you can get a book in front of prospective clients and/or professional colleagues.”
June 11, 2008
David Drucker, Principal, Virtual Office News LLC

“I have relied on Lance's valuable expertise on several occasions in assisting my clients with Veba's (419 plans). Lance is definitely the person to help
properly structure 412i and 419 plans and fix plans that were improperly set-up.”
June 4, 2008
Sherry Oskey-Hall, Owner, Wealth Creation Strategies

Since first calling Lance, he has taught me more about all aspects of insurance, income tax nuances, and relatively unknown welfare benefit plans than I had
learned in the years spent with other well-regarded experts who had been in the same field for over 30 years.

As a result, when Lance becomes a consultant to any company or individual they not only get the benefit of his immense knowledge, but they receive the knowledge
of experts in any area of finance that will benefit the client. Lance will never say, "I don't know too much about that." Instead he will say, "Let me put you in touch with
an expert who is knows more about that than anyone in the country." And he means it.

I have yet to hear of anyone that has been disappointed for calling upon Lance Wallach for advice or assistance. He is truly at the top of his field.

Michael N. Kessler, M.D., M.A.
President, K & L Agency, LLC
February 24, 2008
Michael Kessler, Owner, K & L Agency, LLC

“Lance is perhaps the country's foremost expert at establishing various kinds of employee benefit programs for companies and individuals and also highly
knowledgeable about the programs that do not meet the legal requirements of the Internal Revenue Service. He is a well known author, has spoken at numerous
meetings attended by financial services practitioners and is the professional you want on your side when the IRS comes calling.” February 5, 2008
Bill Goodwill,

“Lance is a pleasure to work with, very knowledgeable.”
February 4, 2008
Paul Rosen, President, Paul J Rosen Financial Services Inc.

“Lance is an expert in little known tax reduction techniques for profitable business owners.”
February 4, 2008
Matthew Tuttle, Owner, Tuttle Wealth Mgmt, LLC

Letter to Lance Wallach from Ford Motor benefits
Fri, 11 Jan 2008
Subject: VEBAs

Dear Mr. Wallach,

It as a pleasure speaking with you  this afternoon. I appreciate the time you spent
listening and the giving of your advice.

Next week, we, a small splinter union (IAM)  within a large Ford Motor facility, at
Cleveland Casting Plant will be negotiating our contract. This site is mostly represented by the UAW who have already consummated their contract with Ford Motor
Company, and has accepted the VEBA option for their retirees. Their VEBA will be run by the UAW and whoever they decide to confide in to execute the health care
benefit and the investments with the millions that Ford Motor will hand over to them, and then Ford will wash their hands of any more health care responsibilities.

Our I am negotiations start Jan. 14th. The small group of individuals that will be across the table from the experts representing Ford Motor, are comprised of a few
elected people that are Pattern Maker/Machinist by trade. We have no one of any particular expertise in finance, healthcare, or investment. We are expected to
come to terms with
little, to no knowledge or leverage of the task set before us. We have 1300 people's
lives that will be affected by these negotiations. It is a shame that the larger unions will not step up to the plate and help with the terms that we are faced with. Ford
Motor will use this to their advantage to squeeze a few more dollars out of our pockets.

Thank you again for your generous contribution of foresight and knowledge to the concerns facing the American workers in this globalistic battle for the bottom line.

Mark A. Gwynn
IAM Benefits Rep.
Ford Motor
Cleveland Casting Plant

Even Government Officials Learn From
Our Experts:

"Mr. Wallach, thanks so much for taking the time to talk to me today
about VEBAs. Any information you can send me would be  helpful.  Hopefully, we can work together in the future as interest in VEBAs increase."

Corman G. Franklin
Office of the
Assistant Secretary
for Policy
U.S. Department
of Labor


Email correspondence
Date: Wed, Jan 12, 2011

Happy New Year Mr. Wallach and thanks for the article.


Ronald R. Itzkowitz
National EP Customer Partnership Analyst
Internal Revenue Service - Employee Plans

Please click here to Contact Mr. Wallach.